Arkansas, like most states, requires all drivers carry automobile insurance before operating a vehicle on her roads and highways. This protects everyone should an accident occur, as it will in the lives of most people.
However, many drivers will, for various reasons, operate their vehicles while carrying insufficient or even non-existent insurance. When this happens, and you’re involved in an accident with one of these drivers, you need our experienced car accident lawyer to help.
Car accident lawyer Alan LeVar understands the nuances of Arkansas’ law, and the team at The Law Offices of Alan LeVar can help you deal with your insurance company should you end up in an accident with an uninsured or under-insured driver.
If you live in Arkansas and you need a car accident lawyer, please call The Law Offices of Alan LeVar at (888) 220-7068 today for a free consultation.
Arkansas Insurance Options
Your best bet for recovering damages after an accident with an uninsured motorist is to take steps before that accident even happens.
Under Arkansas law, every motorist must carry auto insurance that covers at least $25,000 in liability for bodily injury ($50,000 for two or more people injured). You must also carry $25,000 in property liability coverage.
Arkansas law also requires insurance companies to offer you uninsured motorist coverage. This coverage will protect you in the case of an accident with an uninsured driver. You can opt for bodily injury coverage and/or property damage coverage; should you have an accident with an uninsured driver, your insurance company will pay some of your bills.
Again, this is a legal mandate, so insurance companies have to offer you this coverage. It is an opt-out system: unless you actively decline this coverage, it will be provided to you.
This coverage will increase your premiums, but it will also provide vital protection should you suffer an accident with an uninsured driver.
What Our Arkansas Car Accident Lawyer Can Do For You
However, even uninsured motorist coverage doesn’t provide any guarantees. Your insurance companies might try and wriggle out of its obligations. Here’s how our car accident lawyer can help if you’ve been in an accident with an uninsured motorist:
- First, Mr. LeVar will use his 17 years of experience as a car accident lawyer to investigate the accident and determine fault.
- We can negotiate with the insurance company on your behalf so that you get everything you’re entitled to under your uninsured motorist coverage.
- If you don’t have uninsured motorist coverage, we can pursue a personal injury case against the other driver. This is complicated by the fact that most uninsured drivers don’t possess significant assets. However, we can run an asset check on the other driver to determine how capable he or she is of taking responsibility for his or her mistakes.
There aren’t a lot of great options when you’ve been hurt by an uninsured driver. However, your best option is to speak with our car accident lawyer immediately after your accident. We’ll pursue every available option so that you can focus on recovering from your injuries.
If you’ve been in an accident with an uninsured driver in Arkansas and you need the assistance of an experienced car accident lawyer, please contact The Law Offices of Alan LeVar today for a free consultation.